Your First Home Is
Closer Than You Think

Get into the housing market with as little as 5% down!

Lower Interest Rate

Community Savings offers lower interest rate for First Time Home Buyers

Insured Mortgage

1.95%1 5-year fixed

Cash Back

Up to $1,5002

Buy your first Home with Community Savings Credit Union.

The Benefits of an Insured Mortgage

Lower Down Payment

Insured Mortgage allows for a down payment as low as 5% of the purchase price.

Build Home Equity

Get into the housing market to build home equity sooner than you expected. Learn more

First-Time Incentives Available

The Federal Government offers attractive First Time Home Buyer incentives

Special Offer for First-Time Buyers!

5-Year Fixed Rate 1.95%1

Plus receive up to $1500 cash back2 on approved insured mortgages

Get Pre-Approved

How Much Can I Afford?

Our Affordability Calculator is a no-risk tool to better understand what you can afford to spend on a new home.
Use the calculator and get $200 towards your CSCU insured mortgage.3

Affordability Calculator

Frequently Asked Questions

See more FAQs about Insured Mortgages

A CSCU Mortgage Specialist is just a click away!

We can help you make sense of your options, answer any questions, and guide you towards a mortgage solution that works for you.

We are here to help first time home buyers.

Be a valued Member

We put our member’s hopes, dreams, financial needs, and wants above all else.
Become a Member

Bank with purpose

We exist to unify the working community to build a just world. As a Member, you are choosing to bank with a conscience and a purpose.
Get Pre-Approved with a Credit Union that cares

Advice and great packages

Take advantage of our great first time home buyer package and personal service.
Secure your Low Rate today

Special Rates for First Time Home Buyers!

5-Year Fixed Rate 1.95%1

Plus receive up to $1500 cash back2 on approved insured mortgages

Get Pre-Approved
Affordability Calculator

Ready to Take the Next Steps?

Contact Us

604-654-2000

Book an Appointment

Request a free mortgage consultation

Affordability Calculator

How Much can You Afford?

CSCU is for People, not Profit

We believe in providing the working community with a fair opportunity at a better life by empowering them with banking products and investments that are always in their best interest.

We put our member’s hopes, dreams, financial needs, and wants above all else. British Columbians who choose to bank with us are choosing to bank with a conscience and a social purpose. We are deeply committed to our community’s economic and social well-being - We exist to unite working people to build a just world.

123Terms and Conditions

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